Archive for 'Legal'

Looking for a Lifeboat When Your House is Underwater

Issue: May 2013 by .

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As homeowners across the country are painfully aware, the U.S. housing bubble burst beginning in 2006 as home prices plummeted for several years thereafter and even into 2013. Homeowners have watched helplessly as any equity they had built in their homes quickly diminished to the point that many homeowners now find their homes “underwater.” When [...]

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The Legal Risks of Inferior Data Security

Issue: April 2013 by .

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Security for businesses is big business. It is an industry that is continuously evolving in order to keep up with increasingly advanced attempts at unauthorized access. Businesses are spending an extraordinary amount of time and money to prevent theft, and a good security system is the first line of defense. Traditionally, businesses only needed to [...]

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A Legal Look at Preparing for Obamacare in 2013

Issue: March 2013 by .

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The Affordable Care Act is set to go into effect in January 2014, and it is expected to have a tremendous impact on small businesses. It was designed to address the rising costs of healthcare by requiring all Americans to obtain health insurance. In order to accomplish that goal, the Affordable Care Act requires some [...]

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Provisions of an Employment Contract

Issue: February 2013 by .

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Employment contracts have been used for a long time by larger corporations, but small business owners have traditionally avoided them in order to cut costs. However, with a narrow job market and a thinner bottom line, small businesses have begun to use employment contracts as a way to protect themselves from employment misunderstandings that could [...]

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Establishing a Privacy Policy

Issue: January 2013 by .

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Consumers have become increasingly concerned with their privacy in an age where information is constantly collected and used by businesses. Businesses have struggled to find a balance between using consumer information to their competitive advantage and protecting sensitive information. As technology advances, it is easier than ever for businesses to collect data about consumer spending [...]

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Legal Crisis Management

Issue: November 2012 by .

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It’s not fun to think about but the truth for many is that your business may someday face a legal crisis. It may come in the form of an employment claim, employee embezzlement scheme, defective product liability lawsuit or a number of other things that could jeopardize your ability to continue operations. While such a [...]

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Estate Planning for the Small Business Owner

Issue: October 2012 by .

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With focus on the still-slouching economy and impending election, it seems that everyone has forgotten the tax battle waged in Congress in late 2010. One of the primary issues was that estate tax provisions were set to return to the provisions in effect in 2001/2002. The estate tax exemption was set to return to $1 [...]

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Collecting a Debt

Issue: September 2012 by .

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Collecting payment is one of the most important yet dreaded tasks for any small business owner.  It is uncomfortable to tell people that they owe you money, but without payment for goods or services, a business will certainly fail. The easiest way to collect a debt is to send an invoice and receive immediate payment. [...]

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Commercial Leases: Anti-Competition Restrictions

Issue: August 2012 by .

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Commercial leases for improved real property typically contain restrictive clauses regarding the permitted uses of the leased premises and may even contain anti-competition restrictions. Prospective landlords and tenants should be fully informed about these and other clauses before signing commercial leases. There are two general types of restrictive clauses used in the commercial context to [...]

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Which Lease is Right for Your Business?

Issue: July 2012 by .

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It has been said that in order for a business to be successful, three things are most important: location, location and location. While I’m certain this is not true for every type of business, there is no question that businesses take great care in choosing where they will open their doors. More often than not, [...]

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