Archive for 'Financial'
Issue: May 2013 by Jeff Boyer, Edward Jones Financial Advisor.
It probably doesn’t show up on your calendar, but May is Disability Insurance Awareness Month. And you might agree that such a month is useful, when you consider the following: • Three in 10 workers entering the workforce today will become disabled before retiring, according to the Social Security Administration. • At age 42, you [...]
Issue: April 2013 by Jeff Boyer, Edward Jones Financial Advisor.
On April 22, we observe Earth Day. First celebrated in 1970, Earth Day has grown into an international movement whose goal is to raise awareness of the need to take action to sustain a healthy, sustainable environment. You can do your part through recycling and other measures, but you can also apply some of the [...]
Issue: March 2013 by Jeff Boyer, Edward Jones Financial Advisor.
If you’re like a lot of people, you probably wait until the last minute to think about taxes. However, there are ways to incorporate tax-smart investing ideas into your year-round financial strategy. Consider these five things to help you become tax-smart. 1. The early bird gets the potential tax-deferred growth. If you wait until the [...]
Issue: February 2013 by Rayetta Webb, TowneBank Mortgage.
If you have ever been involved in finance, lending, legal matters, owned a home or considered selling or buying one in the past few years, you will remember the “Housing and Economic Recovery Act of 2008.” This legislation encompassed a vast array of changes to the way we look at lending today. Amidst those pages [...]
Issue: January 2013 by Jeff Boyer, Edward Jones Financial Advisor.
It’s not so easy being a college kid these days. The job market for recent graduates has been shaky while, at the same time, students are leaving school with more debt than ever before. If you have children who will someday be attending college, should you be worried? You might indeed have cause for concern. [...]
Issue: December 2012 by Jeff Boyer, Edward Jones Financial Advisor.
Here’s a disturbing statistic: One out of every five Americans over the age of 65 has been victimized by a financial scheme, according to the Investor Protection Trust, a nonprofit organization devoted to investor education. If your parents are in this age group, should you be concerned? And can you help them avoid being “scammed” [...]
Issue: November 2012 by Jeff Boyer, Edward Jones Financial Advisor.
As you strive to achieve your long-term goals, such as a comfortable retirement, you may at times feel frustrated over events you can’t influence, such as the up-and-down movements of the financial markets. Yet there is much you can control—once you determine the answers to just five key questions: 1. Where am I today? Take [...]
Issue: October 2012 by Jeff Boyer, Edward Jones Financial Advisor.
October 21 through 27 is National Save for Retirement Week, established by Congress to remind Americans of the importance of—you guessed it—saving for retirement. So why not mark the occasion by considering ways in which you can boost your own financial resources for those years in which you’re officially a “retiree”? If you’re somewhat concerned [...]
Issue: September 2012 by Jeff Boyer, Edward Jones Financial Advisor.
As you’re well aware, we’re living in difficult economic times. Consequently, you may be forced to make some financial moves you wouldn’t normally undertake. One such move you might be considering is taking out a loan from your 401(k) plan—but is this a good idea? Of course, if you really need the money, and you [...]
Issue: August 2012 by Rayetta Webb, TowneBank Mortgage.
More than likely, if you own a television or receive any mail, you have already been exposed to HECMs. But what in the world IS it? HECM is the acronym for “Home Equity Conversion Mortgage” or commonly called a reverse mortgage. You may have seen those commercials with a famous spokesperson talking about using your [...]